Common Questions
Straightforward answers to the questions most homeowners ask before they sign up.
And they're probably right — on paper. Coverage and claims are two different things. An agent sells the policy; we help you collect on it. The question isn't "am I covered?" — it's "how painful will it be to prove it?" We remove the pain.
You absolutely can. The difference is twofold: First, we document the right things — serial numbers, provenance details — that insurers actually require. Second, if a disaster hits, you're dealing with trauma. We deal with the insurance company. You don't want to be negotiating with an adjuster from a hotel room, trying to remember what was in your closet. We become your proxy.
This is an investment. A single missing line item on a Proof of Loss can cost ten times our one-time fee. What we're really selling is a guarantee that you won't leave money on the table at your most vulnerable moment. If it's about value: what is peace of mind worth to you?