Home Documentation & Claims Advocacy

Before disaster forces you to prove what you own.

Do you feel safe?
In a world of uncertainty.

Arcera combines AI-powered home documentation with vetted claims advocacy — so when disaster strikes, your proof is already done.

Serving Los Angeles Homes

The documentation gap

Most homeowners discover the difference only after they've lost something.

Your Insurance Agent
Arcera
Sells you coverage
Proves what you owned
Not present at claim time
Your proxy with the insurer
You gather evidence under trauma
Timestamped proof already on file
Adjuster: up to 15% CA cap
10% — paid only if they win

Choose your tier

Two ways to protect your home

Arcera Digital

DIY with AI guidance

$297 one-time (60-day access)
  • AI-guided room-by-room walkthrough
  • Auto-identify items & values
  • Cloud storage & claim-ready export
  • Complete in 60 minutes
  • No photographer needed
Start Documenting

Also available: $19/month

Arcera Concierge

White-glove service

$2,390 + $30 per high-value item
  • Professional photographer comes to you
  • 30-minute walkthrough
  • Itemized documentation of everything
  • Ongoing $49/month protection
  • 10% claims advocacy (vs 15% CA cap)
Book 30-Minute Walkthrough

Serving Los Angeles homes

Pacific Palisades

A client — successful, frequently traveling — signed up primarily for the Computer Vision AI recognition so his wife would have a record of everything while he was away. Four months later, a pipe burst in the wine cellar. About $80,000 in wine and custom millwork. Because they had completed an Arcera walkthrough three weeks prior, they had a complete digitalinventory. The insurance company asked for proof of loss. All that was needed — export.

"I didn't buy Arcera for the insurance payout. I bought it for the trust that Arcera will have my back."

— J.W., Pacific Palisades

$80k Recovered
7 days Approval
0 Receipts required
Elegant Los Angeles living room interior

Brentwood

A couple returned from six weeks abroad to find a slow leak had silently destroyed custom cabinetry, imported stone flooring, and the adjacent utility corridor. The insurance company's initial offer covered about a third of the actual loss — citing "gradual damage." Because they had completed an Arcera walkthrough before leaving, there was a timestamped record of the kitchen's exact condition six months prior. The Arcera-referred adjuster challenged the denial. The revised settlement was $95,000.

"The insurance company said 'gradual damage.' Arcera's record said otherwise. That timestamp was worth more than any receipt."

— A.M., Brentwood

$95k Final settlement
$62k Above initial offer
10% Adjuster fee — paid at close
Wine cellar with curated collection

The Arcera process

How it works

Three movements.
One purpose ── your protection.

01 — Document

The Walkthrough

We come to you — you walk, we document. Every room and closet is captured in detail to ensure nothing is missed. You share the stories; we capture the proof. By the time we leave, your entire home exists as a record insurance companies cannot dismiss.

$2,390 + $30 per high-value item

02 — Store & Monitor

Ongoing Protection

Your Arcera account becomes the single source of truth. Photos. Video. Receipts. Serial numbers. All encrypted, cloud-based, and accessible anywhere. Stop worrying about your home. Start planning your next adventure.

$49/month

03 — Defend

Claims Advocacy

Access to our vetted public adjuster network. California caps adjusters at 15% of settlement. Arcera clients pay 10%. You pay only if they increase your payout.

10% of settlement — paid at close only

10% vs. 15% CA cap  ·  Paid only if they win

Ready to begin

Take this off
your plate.

One afternoon together — then it's done. No check-ins, no reminders, accessible anywhere. Book the vacation. Take the sabbatical. Sleep through the storm.

Your home is protected. Your peace is permanent.
Ready to stop worrying?

JW
AM
RL
PK
+

Join 40+ LA families who've documented their homes.

Arcera currently serves Los Angeles homes only.

Book 30-Minute Walkthrough